FAQs / Loan FAQs
Aitemaad Loan App is a digital lending platform that provides quick, convenient, and secure short-term loans ranging from PKR 1,000 to PKR 50,000.
You can apply for a loan amount between PKR 1,000 and PKR 50,000, depending on your eligibility and credit profile.
- Pakistani citizens aged 18 years or above
- Valid CNIC holders
- Users with an active mobile number and stable income source
Simply download the Aitemaad Loan App from the Play Store, create your account, submit basic information, and select your desired loan amount. Your application will be processed instantly.
No physical documents are needed. You only need to provide your CNIC details and basic personal information within the app.
Approval is typically processed within a few minutes after completing your application, depending on verification.
Once approved, your loan amount will be transferred directly to your bank account, JazzCash, or Easypaisa, as selected in the app.
You can repay your loan through bank transfer, Easypaisa, or JazzCash according to the due date mentioned in the app.
Yes, you can repay early without any additional penalty. Early repayments may also improve your credit profile for future loans.
Late repayments may result in additional charges and may affect your credit eligibility for future loans. It is recommended to repay on or before the due date.
Yes, Aitemaad follows strict data-protection protocols and is SECP-registered, ensuring the safety and confidentiality of your information.
You must clear your current loan before applying for a new one. Good repayment behaviour increases your chances of getting a higher loan limit.
App Loan Aitemaad اﯾﮏ ڈﯾﺟﯾﭨل ﻟﯾﻧڈﻧﮓ ﭘﻠﯾٹ ﻓﺎرم ﮨﮯ ﺟو آپ ﮐو ﺗﯾز، آﺳﺎن اور ﻣﺣﻔوظ ﻣﺧﺗﺻر ﻣدﺗﯽ ﻗرﺿﮯ ﻓراﮨم ﮐرﺗﺎ ﮨﮯ، ﺟو 1,000 PKR ﺳﮯ 50,000 PKR ﺗﮏ ﮨو ﺳﮑﺗﮯ ﮨﯾں۔
آپ اﭘﻧﯽ اﮨﻠﯾت اور ﮐرﯾڈٹ ﭘروﻓﺎﺋل ﮐﮯ ﻣطﺎﺑق 1,000 PKR ﺳﮯ 50,000 PKR ﺗﮏ ﮐﺎ ﻗرض ﺣﺎﺻل ﮐر ﺳﮑﺗﮯ ﮨﯾں۔
ﭘﺎﮐﺳﺗﺎﻧﯽ ﺷﮩری ﺟن ﮐﯽ ﻋﻣر ١٨ ﺳﺎل ﯾﺎ اس ﺳﮯ زاﺋد ﮨو
درﺳت CNIC رﮐﮭﻧﮯ واﻟﮯ اﻓراد
اﯾﺳﺎ ﺻﺎرف ﺟس ﮐﮯ ﭘﺎس ﻓﻌﺎل ﻣوﺑﺎﺋل ﻧﻣﺑر اور آﻣدﻧﯽ ﮐﺎ ﻣﺳﺗﺣﮑم ذرﯾﻌہ ﮨو
ﺑس Store Play ﺳﮯ App Loan Aitemaad ڈاؤن ﻟوڈ ﮐرﯾں، اﮐﺎؤﻧٹ ﺑﻧﺎﺋﯾں، ﺑﻧﯾﺎدی ﻣﻌﻠوﻣﺎت درج ﮐرﯾں اور اﭘﻧﯽ ﻣطﻠوﺑہ ﻗرض ﮐﯽ رﻗم ﻣﻧﺗﺧب ﮐرﯾں۔ آپ ﮐﯽ درﺧواﺳت ﻓوری طور ﭘر ﭘراﺳﯾس ﮨو ﺟﺎﺋﮯ ﮔﯽ۔
ﮐﺳﯽ ﺑﮭﯽ ﻗﺳم ﮐﮯ ﻓزﯾﮑل ڈاﮐوﻣﻧﭨس ﮐﯽ ﺿرورت ﻧﮩﯾں۔ ﺻرف CNIC ﮐﯽ ﺗﻔﺻﯾﻼت اور ﺑﻧﯾﺎدی ﻣﻌﻠوﻣﺎت اﯾپ ﻣﯾں ﻓراﮨم ﮐرﻧﺎ ﮐﺎﻓﯽ ﮨﮯ۔
درﺧواﺳت ﻣﮑﻣل ﮨوﻧﮯ ﮐﮯ ﭼﻧد ﻣﻧﭨس ﮐﮯ اﻧدر ﻣﻧظوری ﮨو ﺟﺎﺗﯽ ﮨﮯ، ﺑﺷرطِﯾﮑہ ﺗﻣﺎم ﻣﻌﻠوﻣﺎت ﮐﺎﻣﯾﺎﺑﯽ ﺳﮯ وﯾری ﻓﺎﺋﯽ ﮨو ﺟﺎﺋﯾں۔
ﻣﻧظوری ﮐﮯ ﺑﻌد ﻗرض ﮐﯽ رﻗم ﺑراهِ راﺳت آپ ﮐﮯ ﺑﯾﻧﮏ اﮐﺎؤﻧٹ، JazzCash ﯾﺎ Easypaisa ﻣﯾں ﻣﻧﺗﻘل ﮐر دی ﺟﺎﺋﮯ ﮔﯽ—ﺟو ﺑﮭﯽ آپ اﯾپ ﻣﯾں ﻣﻧﺗﺧب ﮐرﯾں۔
آپ اﭘﻧﯽ ﻗﺳط/اداﺋﯾﮕﯽ ﺑﯾﻧﮏ ﭨراﻧﺳﻔر، JazzCash ﯾﺎ Easypaisa ﮐﮯ ذرﯾﻌﮯ ﻣﻘرره ﺗﺎرﯾﺦ ﺗﮏ ﮐر ﺳﮑﺗﮯ ﮨﯾں۔ ﺗﺎرﯾﺦ اﯾپ ﻣﯾں واﺿﺢ ﻟﮑﮭﯽ ﮨوﺗﯽ ﮨﮯ۔
ﺟﯽ ﮨﺎں، آپ ﺑﻐﯾر ﮐﺳﯽ اﺿﺎﻓﯽ ﺟرﻣﺎﻧﮯ ﮐﮯ ﻗرض ﭘﮩﻠﮯ ﺑﮭﯽ ادا ﮐر ﺳﮑﺗﮯ ﮨﯾں۔ ﺟﻠد اداﺋﯾﮕﯽ ﮐرﻧﮯ ﺳﮯ آپ ﮐﯽ ﮐرﯾڈٹ ﮨﺳﭨری ﺑﮭﯽ ﺑﮩﺗر ﮨوﺗﯽ ﮨﮯ، ﺟس ﺳﮯ آﺋﻧده زﯾﺎده رﻗم ﻣﻠﻧﮯ ﮐﮯ اﻣﮑﺎﻧﺎت ﺑڑھ ﺟﺎﺗﮯ ﮨﯾں۔
ﻟﯾٹ ﻓﯾس ﻟﮓ ﺳﮑﺗﯽ ﮨﮯ اور اس ﮐﺎ اﺛر آپ ﮐﯽ ﻣﺳﺗﻘﺑل ﮐﯽ ﻗرض ﮐﯽ اﮨﻠﯾت ﭘر ﺑﮭﯽ ﭘڑ ﺳﮑﺗﺎ ﮨﮯ۔ ﺑﮩﺗر ﮨﮯ ﮐہ اداﺋﯾﮕﯽ وﻗت ﭘر ﯾﺎ اس ﺳﮯ ﭘﮩﻠﮯ ﮐر دﯾں۔
ﺟﯽ ﮨﺎں، Aitemaad ﺳﺧت ڈﯾﭨﺎ ﭘروﭨﯾﮑﺷن ﭘﺎﻟﯾﺳﯾز ﭘر ﻋﻣل ﮐرﺗﺎ ﮨﮯ اور -SECPرﺟﺳﭨرڈ ﮨﮯ، ﺟس ﺳﮯ آپ ﮐﯽ ﻣﻌﻠوﻣﺎت ﻣﮑﻣل طور ﭘر ﻣﺣﻔوظ رﮨﺗﯽ ﮨﮯ۔
آپ ﮐو ﻧﯾﺎ ﻗرض ﻟﯾﻧﮯ ﺳﮯ ﭘﮩﻠﮯ اﭘﻧﺎ ﻣوﺟوده ﻗرض ﮐﻠﺋﯾر ﮐرﻧﺎ ﺿروری ﮨﮯ۔ اﭼﮭﺎ رﯾﭘﯾﻣﻧٹ رﯾﮑﺎرڈ رﮐﮭﻧﮯ ﺳﮯ آپ ﮐو آﺋﻧده زﯾﺎده ﺣد (limit) ﻣﻠﻧﮯ ﮐﮯ اﻣﮑﺎﻧﺎت ﺑڑھ ﺟﺎﺗﮯ ﮨﯾں۔
Important NoticeDigital Nano loans are short-term loans with high-interest rates and additional charges. It is essential to that you understand potential risk of over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe to avoid financial difficulties. Always read the terms and conditions carefully before availing any loan. Your financial well-being is our priority.
قرض لیتے وقت ہمیشہ ذمہ داری کا مظاہرہ کریں اور صرف اتنا ہی قرض حاصل کریں جو آپ کسی مالی مشکل کا شکار ہوئے بغیر آسانی کے ساتھ مقررہ مدت کے اندر اندر ادا کر سکتے ہیں۔ قرض لینے سے پہلے ہمیشہ دیئے گئے شرائط و ضوابط کو غور سے پڑھیں اور سمجھیں